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General Liability and Property

General Liability and Property Quotations
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General Liability

Business Owners Policy (liability and property)

General Liability and Property Quotations
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General Liability

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. A broad range of General Liability protection will include:

  • Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury
  • Property Damage coverage for the physical damage to property of others or the loss of use of that property
  • Products-Completed Operations which provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided
  • Products Liability which is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents
  • Contractual Liability which extends to any liability you may assume by entering into a variety of contracts
  • Other coverage including: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types

Building and Personal Property

Coverage pays to repair or replace your buildings, property including inventory, furniture, and fixtures. Coverage can also include:
  • Computers
  •  Production Machinery
  • Accounts Receivable
  • Valuable Papers
  • Loss of Business Income
  • Property in Transit
  • Property of Others in Your Care

 

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