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Enterprise Pro Cyber Liability Program

The Enterprise Pro Cyber Liability Program protects businesses for the cost of an actual or suspected violation of a privacy regulation due to a security breach that results in the unauthorized release of protected personal identifiable information which is any private, non-public information of any kind in the merchants care, custody or control.

Cyber Liability Insurance 

The Enterprise Pro Cyber Liability Program is facilitated through the North American Data Security RPG (named insured on master policy), a risk purchasing group which is registered in all 50 states and the District of Columbia. The master policy is underwritten by AXIS Insurance Company, an A+ rated insurance carrier by AM Best.



•Limit of Liability per business options: (Other limits available, $1,000,000 limit used to highlight details)

     ✓$1,000,000 (annual aggregate) 

•Master policy - admitted - claims made policy form

•No aggregate limit on master policy

•$5,000 retention

•Coverage territory is worldwide

•Claim reporting requirement - within 60 days upon becoming aware of a suspected or actual breach

•Eligibility: U.S. businesses with less than $50,000,000 in annual revenue


•Civil proceeding or investigation including requests for information for an actual or alleged violation of any privacy regulation (PII data) brought on behalf of any federal, state, or foreign governmental agency including:

    ✓ Defense & settlement or judgment

    ✓ Regulatory fines & penalties (including PCI)

    ✓ Mandatory forensic examination 

•PCI re-certification services to re-certify compliance with PCI Security Standards

•Ransomware - $1,000,000 - retention applies

•Multimedia Liability 

    ✓ Business Interruption - $1,000,000 - 8 hour waiting period applies

    ✓ Data Recovery Expense - $1,000,000 - retention applies

•Crisis management and fraud prevention expense: 

    ✓ Notification         ✓Credit monitoring

    ✓ Call center          ✓ Public relations

    ✓ Forensics           ✓ Associated legal expenses

•Sub-limits apply:

    ✓ Telecommunications Theft - $100,000 sub-limit - retention applies

    ✓ Social Engineering Fraud - $100,000 sub-limit - retention applies

    ✓ E - Theft - $100,000 sub-limit - retention applies


•Underwriting is limited to four questions

•Rating is based on revenue for businesses up to $50,000,000 in annual revenue

•Excluded classes include; (a) Banks, (b) Credit Unions, (c) Payment Processors, (d) Gambling Organizations, (e)Online Adult Industry, (f) Social Media/Networking Firms, (g) Cloud Providers (h) Federal and State government agencies (I) Municipalities (j) Franchise (k) Crypto-currency (l) marijuana dispensaries

The annual price for the program is based on annual revenues:

$250,000 Limit:

Only available to businesses with less than $1,000,000 in annual revenue - $495


$1,000,000 Limit:

Less than $1,000,000 revenue - $2,226


Less than $5,000,000 revenue - $2,385


Less than $10,000,000 revenue - $3,873


Less than $25,000,000 revenue - $6,519

$2,000,000 Limit:


Less than $5,000,000 revenue - $5,248


Less than $10,000,000 revenue - $7,229


Less than $25,000,000 revenue - $11,467


*Please use Google Chrome or FireFox to Enroll 

For additional information, please contact us at (248) 681-2100

For Cyber Claim Examples, click Here

The Huttenlocher Group

1007 W Huron St, Waterford , MI  48328

(248) 681-2100

1007 W Huron St, Waterford Twp, MI 48328

(248) 681-2100

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CA License: 0G47886

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