The Benefits of Bundling Insurance

Bundle Home & Auto Insurance
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Buying two or more policies from the same insurance company, called “bundling” or a “multiline discount,” can be an easy, convenient way to save money. In fact, a 2017 study by J.D. Power and Associates found that satisfaction with homeowners insurance companies was higher for customers who bundled other policies with their homeowner's policy, and satisfaction was highest for those who bundled four or more policies. And although auto and homeowners insurance is the most commonly bundled products, you can often bundle other types of policies, too.

Advantages of bundling

Customers who choose to bundle at least three lines of insurance get the best deals, according to, and bundling discounts can be as much as 30 percent on each premium. However, according to, discounts on bundled policies usually range from 10 to 15 percent. For example, if your homeowners and auto insurance adds up to $1,800 each year, a 10 percent discount for bundling would save you $180 annually.

In addition to the price cuts that come with multi-policy discounts, bundling can also save you time by eliminating the hassle of dealing with multiple insurers. By going through one company, you’ll get one bill and one insurance representative to go to when you have questions.

Types of policies you can bundle

Most customers who bundle policies purchase homeowners and auto insurance from the same company, according to J.D. Power and Associates. However, depending on your insurer, you may be able to add life insurance and policies for items like renters, boats, personal watercrafts, ATVs, motorcycles, RVs and umbrella liability coverage.

Things to consider

Before deciding to purchase your insurance policies from one company, Let us shop around for you. You may find that you can get a better deal by buying separate policies through different companies, depending on your coverage needs.


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