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WHAT TYPES OF INSURANCE DO YOU NEED TO OPERATE A STAFFING FIRM?


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In order to operate safely and responsibly, all businesses need insurance coverage. Since the purpose of a staffing agency is to put people to work, it goes without saying that worker’s comp coverage is an absolute must. However, it takes more than just a single policy to ensure the business is protected. Here’s a quick rundown of both the types of coverage that are necessary, as well as a few supplemental insurances that can better protect both you and your business:


Must Have’s…


General Liability:

This coverage offers protection for third-party bodily injury and third-party damage claims.


Hired/Non-Owned Auto Liability:

This coverage protects employers when an employee uses their own vehicle for work and causes third-party damages.


Umbrella Liability:

A general policy that provides liability protection in excess of standard liability exposures for auto, general, and employer’s liability policies.


But, Just in Case…


Property/Business Personal Property Coverage:

This policy covers damage and theft of computer equipment, furniture, and other types of business/personal property belonging to the insured.


Professional Liability:

A professional liability policy covers claims based on malpractice, error, or mistake in the rendering of professional duties.


Employment Practices Liability:

This coverage offers protection against lawsuits brought by employees (past, present, or prospects) or governmental entities against the insured employer, alleging wrongful discharge, discrimination, or certain types of harassment.


As a potential business owner, it’s easy to understand how the process of selecting and securing adequate insurance coverage can be intimidating. Give us a call at The Huttenlocher Group and we'll ensure you choose the right coverage to protect your business.


Other industries we specialize in at The Huttenlocher Group:

Manufacturing Insurance

Automotive Manufacturing Insurance

Tool & Die Insurance

Staffing Agency Insurance

Food and Agriculture Insurance

Freshwater Technology and Services Insurance

Non-Profit Insurance

Cannabis Facility Insurance

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Proudly offering staffing agency insurance in Waterford, Troy, Farmington Hills, Southfield, Rochester Hills, Bloomfield Hills, Ferndale, Pontiac, Royal Oak, Novi, Commerce, Orion, Independence, White Lake, Madison Heights, Oak Park, Auburn Hills, Oxford, Birmingham, and Highland, Michigan. As well as Oakland, Macomb, Wayne Counties, and surrounding areas.

The Huttenlocher Group

1007 W Huron St, Waterford , MI  48328

(248) 681-2100

1007 W Huron St, Waterford Twp, MI 48328

(248) 681-2100

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