By Cincinnati Insurance Companies

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Home Water Damage
Water damage is consistently amongst the top offenders in terms of severity, total claim payout, and frequency, number of claims. This is partly because there are so many potential sources of water damage in a home:
Pipes bursting due to freezing
Supply lines failing – sinks, toilets, wet bars and icemakers
Water heater failure
Plumbing fixtures overflowing
Faulty construction
Plumbing and appliance failure
Water damage is an equal opportunity offender with losses occurring in every season, in every state, month after month. In fact, according to research from Verisk Analytics’ ISO unit, about one in 50 insured homes has a property damage claim caused by water damage or freezing each year.
The effects of water losses are painfully clear. Not only do they cause damage to your client’s unique properties, but also disrupt a family’s life by causing them to have to move out while their home is under repair. Worse yet, some precious and unique possessions may not be replaceable.
At Cincinnati, we take a team approach towards tackling the peril of water damage. For example, each day our veteran team of Risk Management territory advisors meet with your clients in their homes and condominiums across the country and engage in proactive conversations about how to prevent or mitigate water losses.
As part of our commitment to helping your clients prevent and mitigate water losses, we have negotiated discounts for Cincinnati policyholders. Several leading manufacturers of automatic water shut-off devices will provide discounts, helping your clients to install these systems prior to a loss:
To receive a discount on the device, make sure your clients identify themselves as a Cincinnati policyholder. (Discounts will vary by manufacturer.) _______________________________
Waterford, Troy, Farmington Hills, Southfield, Rochester Hills, W Bloomfield, Pontiac, Royal Oak, Novi, Commerce, Orion, Independence, White Lake, Madison Heights, Oak Park, Auburn Hills, Oxford, Birmingham, Ferndale, Highland, Oakland, Michigan, Cincinnati Insurance discount